Benefits

Provides protection against Loss of Income

  • $1,000.00 - $4,000.00 per month
  • Injury ONLY or Injury & Illness Coverage
  • 24 hour or Non-Occupational Coverage
  • Choice of Elimination periods, zero, 30 or 120 days for Injury. 30 or 120 days for Illness
  • Choice of Benefit periods, most occupations up to Age 70, 5 year for ALL eligible occupations
  • Loss of Income Benefit based on Gross Revenue or Earned Income

Features include:

  • Partial Disability Benefit - 50% benefits for up to 180 days
  • Waiver of Premium - after 30 days of total disability and when benefits are payable
  • Return to Work Assistance Benefit – rehabilitation and financial assistance in returning the insured to work
  • $10,000 Accident Medical Benefit

Provides payment for medical expenses not covered by provincial health plans, including the costs of Physician and Surgeon fees as well as services of a registered nurse.

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